GST Calculator
Quickly add or remove GST from any amount. Perfect for billing and shopping.
Our Key Calculators
Powerful, intuitive, and built for your everyday financial planning needs.
Financial Calculator Suite
EMI Calculator
Plan your loans effectively. Find out your monthly payments for home, car, or personal loans.
Income Tax Calculator
Calculate your tax liability under both Old and New regimes for FY 2023-24.
Loan Settlement Calculator
Estimate savings by prepaying your loan, including foreclosure charges.
HRA Calculator
Calculate tax exemptions on House Rent Allowance for salaried employees.
Capital Gains Tax
Calculate tax on profits from property, shares, or mutual funds.
Stamp Duty Calculator
Estimate stamp duty for property purchases based on state rates.
Understanding Our Financial Tools
GST Calculator Explained
The Goods and Services Tax (GST) is a value-added tax levied on most goods and services sold for domestic consumption. Our GST calculator helps you find the final price of a product after applying GST, or find the base price by removing the GST component. It's an essential tool for small business owners, freelancers, and consumers in India to ensure accurate billing and pricing. The formula used is: Final Price = Base Price * (1 + GST Rate / 100).
How Does the EMI Calculator Work?
EMI, or Equated Monthly Installment, is the fixed payment amount made by a borrower to a lender at a specified date each calendar month. Our EMI calculator helps you understand your monthly outgo for loans like home loans, car loans, or personal loans. By inputting the loan amount, interest rate, and tenure, you get a detailed breakdown of your payments, including the principal and interest components. The mathematical formula for EMI is: EMI = [P x R x (1+R)^N] / [(1+R)^N-1], where P is the Principal, R is the monthly rate of interest, and N is the tenure in months.
Loan Prepayment Savings
Prepaying a loan reduces the outstanding principal, which significantly lowers the total interest paid over the lifetime of the loan. Our Loan Settlement Calculator estimates your savings by factoring in the prepayment amount and any foreclosure charges. It clearly shows the total interest you save and how many EMIs you'll no longer have to pay, helping you make informed decisions about early loan repayment.
HRA Exemption Benefits
House Rent Allowance (HRA) is a salary component that salaried employees can claim as a tax exemption. The exemption is calculated as the minimum of three values: 1) Actual HRA received, 2) Actual rent paid minus 10% of basic salary, or 3) 50% of basic salary for metro cities (40% for non-metros). Our HRA Calculator simplifies this complex calculation, helping you maximize your tax savings.
Capital Gains Tax Insights
Capital gains tax is levied on profits from selling assets like property, shares, or mutual funds. The tax rate depends on the asset type and holding period (short-term vs. long-term). For long-term gains, indexation benefits are available to adjust the purchase price for inflation, reducing your taxable profit. Our Capital Gains Tax Calculator provides a quick estimate of your tax liability, helping you plan asset sales effectively.
Understanding the National Pension Scheme (NPS)
The National Pension Scheme (NPS) is a voluntary, long-term retirement savings scheme designed to enable systematic savings during one's working life. It's regulated by the PFRDA. Our NPS calculator helps you estimate the total pension corpus you can accumulate, the lump-sum amount you can withdraw at retirement (up to 60%), and the expected monthly pension you would receive from the mandatory annuity portion. This tool is crucial for planning a financially secure post-retirement life.
Why is Retirement Planning Important?
Retirement planning involves setting income goals for your post-work life and taking steps to achieve them. It's about building a corpus that can sustain your lifestyle, even with rising inflation. Our Retirement Calculator helps you determine the target corpus you need based on your current age, expenses, and financial assumptions. Crucially, it also suggests the monthly SIP required to reach that goal, making your retirement planning actionable and clear.
Investing in SIPs, Sukanya Samriddhi & PPF
Systematic Investment Plans (SIPs), Sukanya Samriddhi Yojana (SSY), and Public Provident Fund (PPF) are powerful long-term investment tools. SIPs allow you to invest a fixed amount in mutual funds regularly, leveraging the power of compounding. SSY is a government-backed scheme for a girl child's future, while PPF is a tax-saving investment option for all. Our calculators for these schemes project the potential maturity value of your investments, helping you visualize your wealth creation journey and make informed investment choices.